FIRST CREDIT RESOURCES INC

DBA: FCR

DOT# 1226222 MC# 1784143CARRIER

ACTIVE

Trust Score

88 / 100

B Good

Components

Compliance · 40% 100

Safety · 35% 75

Insurance · 25% 85

Driver OOS rate is 5.5× the national average No active cargo insurance on file

Confidence: high · based on FMCSA safety, insurance & authority data How is this calculated?

Overview

Address

1466 FRANKSTOWN ROAD

JOHNSTOWN, PA 15902

View on Google Maps ↗

Contact

Phone: (814) 539-3999

Fax: (814) 539-3073

Cell: (814) 241-6242

Email: Nate@firstcreditresources.com

Company Officers

CONSTANCE L KENNEDY

DAVID A KENNEDY

Business Info

HazMat: HazMat Carrier

Fleet

Power Units

Drivers

Equipment Breakdown

Owned Trucks11

Authority

Status: ACTIVE

FMCSA add date: Mar 23, 2004

Common authority: Jan 8, 2026

Contract authority: Jan 8, 2026

Authority History (2)

Authority Type	Action	Date
MOTOR PROPERTY COMMON CARRIER	GRANTED	Jan 8, 2026
MOTOR PROPERTY CONTRACT CARRIER	GRANTED	Jan 8, 2026

Cargo Types

General FreightMotor VehiclesDrive-Away/Tow-Away

Active Certifications

Property

MCS-150

Last updated: Dec 17, 2025

Mileage: 320,000 (2023)

Operation Classification

OTHER-REPOSSESSORAUTHORIZED FOR HIRE

Carrier Operation

Interstate

Recent Changes

Contactemail: → Nate@firstcreditresources.comApr 23, 2026

Identitycompany officer 1: → CONSTANCE L KENNEDYApr 23, 2026

Safety

Out-of-Service Rates

Driver3 inspections

33.3%

6.0%

Carrier National avg

Vehicle3 inspections

33.3%

22.6%

Carrier National avg

Hazmat

No hazmat inspections

Overall3 inspections

33.3%

Carrier

Crash Summary

Fatal

Injury

Towaway

Total

BASIC Violations

Unsafe Driving0

Driver Fitness1

Hours of Service0

Drug / Alcohol0

Vehicle Maintenance11

Safety Measurement System (SMS)

FMCSA's official per-BASIC roadside-performance measures over the trailing 24 months, computed from the 3 inspections below. A measure of 0 means no recorded violations in that BASIC — not necessarily a strong safety record on a small sample. FMCSA does not publish peer-group percentiles for property carriers, so the underlying measures — not percentile rankings — are shown; Hazmat Compliance and Crash Indicator are not published. Based on fewer than 11 inspections — treat these measures as a weak signal.

SMS Inspections (24 mo)

Total

Driver OOS

Vehicle OOS

BASIC Measures

Unsafe Driving0.000 insp w/ viol

Hours of Service0.000 insp w/ viol

Driver Fitness1.501 insp w/ viol

Controlled Substances0.000 insp w/ viol

Vehicle Maintenance21.002 insp w/ viol

Insurance

$1,000,000

BIPD Coverage

—

Cargo Coverage

1 policy on file1 active

Type	Status	Insurer	Policy #	Coverage	Effective	Expires	Form
BIPD	Active	CUMIS INSURANCE SOCIETY INC	325015-006	$1,000,000	Feb 27, 2026	—	91X

Insurance History (1)

Type	Insurer	Status	Coverage	Effective	Cancelled
BIPD · F91X	CUMIS INSURANCE SOCIETY INC	ReplacedTERM/REPL	$750,000	Dec 18, 2025	Feb 27, 2026

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